Tuesday, October 23, 2012

Christmas is coming soon!

Happy October to you all! Can you believe Christmas is almost here? As much as I love the holidays around this time of the year, it seems that this is the time getting into debt is at an all time high. Lots of people spend a ton of money that they don't have, in the name of "Christmas". Children grow up with a "here's what I want for Christmas" mentality, along with a list to match. Family and friends are making a list and checking it twice, trying to figure out what to get that's nice.

Am I against gift giving? Of course not, however, I am not an advocate of going into debt, which can ultimately lead to despair. How many people are still paying on last years Christmas debt? Is there a solution to this madness? There is one and we can all be merry!

If giving gifts is a big deal for you, why not start preparing now? Who says a gift has to come wrapped in a box anyway?

Stay tuned to my next post of gift items and ideas that don't cost a ton and won't put you into debt.

*Remember. "True empowerment comes through stewardship!" 

Saturday, October 20, 2012

Back in the saddle!

OK, so it's been too long since my last post. I am back in the saddle again because now my office is set up and running! It's been a long time coming and I still have about 50% more boxes to unpack and put away....but I'm closer now than ever.

I have learned that I really do need a clean and organized space in order to write. I don't do well with millions of packed boxes and stuff waiting to be put up, all over the place. After all, this is still a part of stewardship.

My office came together right on time. I have a speaking engagement on Sunday, October, 28 at Mt. Zion United Methodist Church, in Mechanicsville, MD. In addition to this I will be hosting a stewardship seminar at the same church on the third Saturday in November. I will update this information soon.

I posted a comment a while back on my facebook page prior to my move, it went something like this:

"What is a dream home? One you can afford to heat and cool after you pay the mortgage." I got a few comments on that one! You see as we get older perspectives change. I once had a check list of everything I wanted in my "dream" home. After owning a few homes now, I realize that a house is a house. We eat there and sleep there. Would I rather pay a $3,000.00 or a $1,300.00 mortgage? Hmm.

My perspective now is being "debt free" which includes no mortgage. I want to hold that deed in my hand. Most of us speak of home ownership when we really have home "borrowship". We don't truly own our home until the mortgage is paid in full, for now the bank is loaning us the home as long as we pay back the loan. This is home "borrowship" and if you miss a few payments, the bank will show you who owns the home as they foreclose.

So then, what is your dream home? Care to share?

*Remember. "True empowerment comes through stewardship!"