Christmas is coming soon!

Happy October to you all! Can you believe Christmas is almost here? As much as I love the holidays around this time of the year, it seems that this is the time getting into debt is at an all time high. Lots of people spend a ton of money that they don't have, in the name of "Christmas". Children grow up with a "here's what I want for Christmas" mentality, along with a list to match. Family and friends are making a list and checking it twice, trying to figure out what to get that's nice.

Am I against gift giving? Of course not, however, I am not an advocate of going into debt, which can ultimately lead to despair. How many people are still paying on last years Christmas debt? Is there a solution to this madness? There is one and we can all be merry!

If giving gifts is a big deal for you, why not start preparing now? Who says a gift has to come wrapped in a box anyway?

Stay tuned to my next post of gift items and ideas that don't cost a ton and won't put you into debt.

*Remember. "True empowerment comes through stewardship!"