Wow! It seems forever since I posted a blog. So glad to be back! For the past month, we have been, cleaning , packing and moving. Yes, we have moved. Months prior I had planned to blog about "downsizing", the next thing you know, I was downsizing.
You see, sometimes in order to improve your quality of life you have to examine what changes need to occur. We have two houses, one was our primary residence and the other was a rental property. The home we lived in is larger than our rental and with this came a bigger mortgage. We had actually talked about moving last year, but it never happened. The next thing you know the lease was up and our renter was out. So what did we do?
We decided to downsize and move into the smaller home and by doing this we shaved over $500 off of our mortgage. We will then take this money and apply it towards other bills in order to be "debt free" in the next two years or so. It has not been an easy decision but a necessary one. We had to sacrifice space, distance from work as well as our established church and all the creature comforts we were use to. Moreover, we had to move from friends and neighbors that we grew to love.
What is the lesson here? Sometimes we have to do the "hard" things in life in order to reach our goals of financial freedom. At times "downsizing" can mean "upgrading" your life.
I have met many people who try so desperately to maintain a lifestyle that is clearly out of their current reach. It's like driving a Bentley on a "ford focus" budget. Sometimes, you just have to let "things" go and let peace take it's place. Sometimes peace may mean a smaller house, a smaller car, less clothes, or no morning mochas, etc. Who are we trying to impress anyway at the expense of our peace or good health? To "upgrade" your life may mean "downsizing" your debt.
We are still in the process of moving and cleaning and I am believing that when it's all said and done, we will see the fruit of this move and it will lead to a place that we never imagined, being "debt free" which will include "no mortgage"! Now that's an upgrade...
"Remember true empowerment comes through stewardship!"