Sunday, December 30, 2012

New Year and New Goals

I hope everyone had a great Christmas. As we leave the Christmas season, we journey into a new year. A new year with new hopes, new possibilities and a new determination to be better stewards. Perhaps now is the time to set new goals for 2013 and follow through. No matter how small the goal, just get started. Here is a simple 3 step plan of action. Think, write and post. First take some time to sit down and really think about things you want to change or improve in terms of your finances, write them down and then post them where you can read them daily.  
Here are a few examples of what I mean. Pick a bill to pay off this year by paying a little extra each month. Can this be done? Sure, pick the bill that you owe the least amount. Why not hold a "purge and pay yard sale" this spring? Purge your home of all unwanted and unused items via garage/yard sale and use the money to pay off or pay down a bill. This venture can be fun and easy with a little help and prior planning.

You can make a goal to read a financial book this year or subscribe to a reputable financial magazine? When was the last time you checked your credit report and score? The New Year might be a good time to do both. Doing this can also ensure that your information is current and correct.

One of my 2013 goals is to incorporate more giving with my children. Right now they understand it on a small scale and it's a good start. My 5 year old who could not dream of giving her money away ( read the post) now puts change into the Miracle Network jar every time we go to our local grocery store. In fact every time I take my three children to the store they ask for money to put into the jar. This teaching lesson started when they saw me put money into the jar and asked why. I explained to them that some children are very sick and don't get to live with their parents and have to stay in the hospital until they get better and the money helps them. My 5 year old had lots of questions but now her only question is "can I have money to put in the jar?". When asked about the money they will tell you "it's for the sick children at the hospital".

Above are just a few examples of goals to set for the new year. No goal is too small and can yield BIG impact if followed through. Getting started is key.

Happy New Year and finish strong!

Remember. "True empowerment comes through stewardship!"


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